At TRI Co-Operative (Urban) Thrift & Credit Society Ltd., we understand that every member may have different financial requirements at different stages of life. Whether you are planning for an important personal expense, managing household requirements, supporting education, handling unexpected expenses, or meeting other essential financial needs, timely financial assistance can make a meaningful difference.
Our Personal / Regular Loan Facility is designed to provide eligible members with financial support for their personal and regular requirements. Through a transparent and member-focused approach, we aim to make the loan process convenient while encouraging responsible borrowing and planned repayment.
Loan facilities are provided subject to the eligibility criteria, verification process, approval requirements, and applicable terms and conditions of the Society.
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Eligibility
- The applicant must be an eligible member of TRI Co-Operative (Urban) Thrift & Credit Society Ltd.
- The applicant must fulfil the eligibility requirements applicable to the Personal / Regular Loan Scheme.
- The loan application will be subject to verification and approval as per the Society’s applicable rules and policies.
- Security, deposit, share contribution, or guarantor requirements, if applicable, shall be determined according to the approved loan scheme.
- The Society reserves the right to approve or reject a loan application based on the applicant’s eligibility and applicable policies.
Documents Required
The following documents may be required during the loan application process, depending on the applicable loan scheme and member profile:
- Valid Photo Identity Proof.
- Valid Address Proof.
- Recent Passport Size Photograph(s), if required.
- Membership-related documents.
- Income Proof or Financial Documents, where applicable.
- Bank Account or Payment-related Documents, if required.
- Residence-related documents, where applicable.
- Any additional documents required by the Society for verification and loan processing.
Loan Tenure & Charges
- The loan tenure will be determined according to the approved Personal / Regular Loan Scheme and applicable terms.
- The repayment schedule and instalment amount will be communicated to the member at the time of loan approval.
- Applicable interest rates, processing charges, and other fees, if any, shall be governed by the Society’s approved policies.
- Delayed or missed repayments may be subject to applicable charges or other provisions according to the loan agreement.
- Members are encouraged to make timely repayments in accordance with the agreed repayment schedule.
Note: Loan approval, loan amount, interest rates, repayment tenure, charges, eligibility criteria, guarantor or security requirements, and documentation requirements are subject to the applicable rules, policies, and terms and conditions of TRI Co-Operative (Urban) Thrift & Credit Society Ltd.
Let’s get started It’s simple.
Joining TRI Co-Operative (Urban) Thrift & Credit Society Ltd. is simple, convenient, and member-focused. We are committed to making financial services more accessible while helping our members manage their savings and financial needs with confidence.
- Easy and Convenient Member Services
- Flexible Deposit & Loan Schemes
- Simple Account Management
- Transparent and Reliable Services
- Secure and Trusted System
